22:["$","html",null,{"lang":"en-US","suppressHydrationWarning":true,"children":[["$","body",null,{"className":"__className_3a3e16 __variable_3a3e16 __variable_27ff99 __variable_1b340f __variable_d15356 antialiased","children":["$","$L23",null,{"messages":{"metadata.title":"Fairside - The Fair Alternative to Insurance","metadata.description":"Fairside offers community-aligned theft coverage for on chain assets, protecting users against 30+ types of scams and hacks. Powered by the $FAIR token, it provides a decentralized, fair alternative to insurance for crypto's biggest pain point.","metadata.keywords":"wallet protection, personal wallet protection, exchange, crypto, DeFi, web3, blockchain, security","landing.hero.motto":"The <1>fair alternative to insurance","landing.hero.lossCount":"In 2024, there were <1/> <2>{{victims}} victims of crypto theft, <4/> totaling <6/> <7>{{losses}} in losses.","landing.hero.generativeArt.label":"THIS ARTWORK REGENERATES MONTHLY, VISUALIZING THE LATEST CRYPTO THEFT STATS. CURRENT VISUALIZATION: SEPTEMBER-DECEMBER 2024. DATA PROVIDED BY SCAMSNIFFER.","landing.section2.subtitle":"Cover your wallet for peace of mind","landing.section2.title":"<0>We've Got You Covered<1>Against Crypto Theft.","landing.section2.checklist":[{"title":"Affordable","description":"Only 1.95% of the amount you want covered for the year."},{"title":"Comprehensive","description":"One membership includes coverage for 30+ types of theft and scams for all assets held within your wallets."},{"title":"Relief of Financial Burden","description":"We cover your losses, so you're not solely responsible for the financial and emotional burden if your assets are stolen."}],"landing.section2.features.title":"No Hidden Fees","landing.section2.features.description":"<0>One-time annual fee of 1.95% of your coverage amount,<0>ranging from 1-100 ETH, provides year-round coverage against <0>30+ types of theft and scams.","landing.section2.features.one.title":"Low ","landing.section2.features.one.description":"Minimal out-of-pocket expense when filing a claim","landing.section2.features.one.tooltip":"The claim fee is a nominal amount calculated as 0.195% of your membership plan. For example, if your membership plan includes $10,00 in coverage, the claim fee would be $19.50. This small fee helps prevent the network from being overwhelmed with fraudulent claims, ensuring that resources are allocated to genuine cases efficiently.","landing.section2.features.two.title":"No Deductibles","landing.section2.features.two.description":"Receive payout for 90% of your loss, with 10% withheld as your ","landing.section2.features.two.tooltip":"PRA stands for Personal Responsibility Amount. This is a small portion of the loss that you're responsible for, ensuring shared commitment and helping to keep our system sustainable and fair for all members. The PRA (10% of your loss) is simply withheld from your payout and is not paid upfront.","landing.section2.coverageInfo":[{"title":"All Assets","description":"If you hold it in your wallet, you’re covered (ETH, altcoins, NFTs, RWAs). No need for approval."},{"title":"Flexible Coverage","description":"Choose anywhere from 1-100 ETH in coverage. Pay just 1.95% annually, regardless of amount."},{"title":"Instant Approval","description":"No KYC, no waiting, no unnecessary forms or meetings. Only peace of mind in seconds."},{"title":"Multi-Wallet Support","description":"Simplify protection for your entire portfolio. Link up to 10 wallets across chains with one membership."},{"title":"Remain in Full Control","description":"True self custody protection. You hold your assets, we cover them. No lock-ups, ever."}],"landing.section2.lifeSaverForWalletDrains.title":"Web3's Lifesaver for Wallet Drains","landing.section2.lifeSaverForWalletDrains.description":"<0>One membership offers a safety net for the most common forms of crypto theft. <0>So now, if you experience a wallet drain, you can file a claim and be covered.<2>Review our <2>GitBook for more information regarding the loss types we cover.","landing.section2.fullSpectrumCoverage.title":"Full-Spectrum Coverage","landing.section2.fullSpectrumCoverage.description":"One membership covers your entire wallet against theft. That means everything in your wallet that has value-- NFTs, Memecoins, RWAs, L1s, L2s, and more.","landing.section2.chainsAndMultiWalletCoverage.title":"Chains & Multi-Wallet Coverage","landing.section2.chainsAndMultiWalletCoverage.description":"One membership allows you to link 10 separate wallets on 13 chains.","landing.section2.testimonials.xpresso.name":"Xpresso","landing.section2.testimonials.xpresso.username":"@CryptoXpresso","landing.section2.testimonials.xpresso.description":"Everything was cordial and professional. The customer support was on point.","landing.section2.testimonials.xpresso.description2":"Fairside has a solution. Everyone needs to add it to their crypto tool belt.","landing.section2.testimonials.frielsy.name":"Bob","landing.section2.testimonials.frielsy.username":"@rihtyrd","landing.section2.testimonials.frielsy.description":"Fairside restores some faith back in the space, and I don’t feel as jaded as I felt in the past.","landing.section2.testimonials.frielsy.description2":"I know I have house and car insurance, so I don’t know why I wouldn’t have coverage for crypto too.","landing.section2.testimonials.joff.name":"Joff","landing.section2.testimonials.joff.username":"@joffnft","landing.section2.testimonials.joff.description":"The claims process was fun.","landing.section2.testimonials.julianitopfp.name":"Julien","landing.section2.testimonials.julianitopfp.username":"@Julianito_US","landing.section2.testimonials.julianitopfp.description":"The claim process was very straightforward to be honest.","landing.section2.testimonials.williamzenpfp.name":"Williamzen","landing.section2.testimonials.williamzenpfp.username":"@williamzenx","landing.section2.testimonials.williamzenpfp.description":"The claims process is like filling a form in Web2, not in Web3.","landing.section2.testimonials.williamzenpfp.description2":"I can now trade confidently.","landing.section3.whyGetCovered.frielsy.name":"Bob","landing.section3.whyGetCovered.frielsy.username":"@rihtyrd","landing.section3.whyGetCovered.frielsy.description":"I was pretty new to the space, although I was warned early on. I needed liquidity for a mint, and I coincidentally received a dm. Once you realize you’re like ‘nooo’... I I was mega panicking.","landing.section3.whyGetCovered.haroonpfp.name":"Haroon","landing.section3.whyGetCovered.haroonpfp.username":"@haroonNFTS","landing.section3.whyGetCovered.haroonpfp.description":"The website looked normal. But, it flashed a warning I didn't understand, and ignored it. An hour or two later, I checked my wallet and felt that gut punch... panic.","landing.section3.whyGetCovered.haroonpfp.description2":"Getting drained is a slightly lower level feeling of getting a call that a loved one is in the hospital.","landing.section3.whyGetCovered.julianitopfp.name":"Julien","landing.section3.whyGetCovered.julianitopfp.username":"@Julianito_US","landing.section3.whyGetCovered.julianitopfp.description":"I felt stupid because I was on top of how scammers scam... Anyone can be tricked.","landing.section3.whyGetCovered.williamzenpfp.name":"Williamzen","landing.section3.whyGetCovered.williamzenpfp.username":"@williamzenx","landing.section3.whyGetCovered.williamzenpfp.description":"After getting drained, it was a nightmare for me every day.","landing.section3.title":"Welcome to Web3's Lifesaver.","landing.section3.fairsideCares":[{"title":"Fast Payouts","description":"Suffering an unfair loss is hard enough. We've streamlined the process to get you back on your feet quickly after experiencing hardship."},{"title":"Total Transparency","description":"Unlike traditional models, our claims process is entirely transparent. All decisions are voted on-chain by our decentralized security council."},{"title":"Community Aligned","description":"We prioritize our members' needs over short-term profits, creating a win-win scenario that aligns incentives across our community."},{"title":"Claims Handling","description":"Partnered with top-tier security firms like NAXO, our claims are handled by experts in digital security and fraud prevention."},{"title":"Accurate Valuations","description":"We've developed a comprehensive system that combines market data, appraisal services, and your input to ensure fair and accurate valuations for your digital assets."},{"title":"Built to Last","description":"Our model combines traditional risk management principles with our co-founders' decade-long insurance industry experience, creating a robust foundation for long-term stability."}],"landing.section4.title":"One Membership, Total Protection","landing.section4.subtitle":"30+ Types of Theft and Scams Covered","landing.section4.typesOfAttacks":["MALWARE & SOFTWARE ATTACKS","PHISHING AND IMPERSONATION","NETWORK & SECURITY BREACHES"],"landing.section4.malwareAttacks":["SPYWARE","SCREEN CAPTURE","FAKE WALLET UPDATER MALWARE","DATA EXFILTRATION","KEYLOGGER MALWARE","WEBINJECTS","CLIPBOARD MALFUNCTION","MOBILE MALWARE","INFOSTEALER MALWARE","ROOTKIT MALWARE"],"landing.section4.phishingAttacks":["GENERAL SOCIAL ENGINEERING ATTACKS","EMAIL SPOOFING","FRAUDULENT SUPPORT REQUESTS","WALLET POISONING","IMPERSONATION OF TECH SUPPORT","HOMOGRAPH DOMAIN ATTACKS","IMPERSONATION ON SOCIAL MEDIA","SMS PHISING (SMISHING)","BROWSER EXTENSION FISHING","IMPERSONATION OF THE VICTIM"],"landing.section4.networkAttacks":["EMAIL INTERCEPTION","ROGUE CERTIFICATE AUTHORITIES","EMAIL ACCOUNT COMPROMISE","PUBLIC WI-FI ATTACKS","SSL STRIPPING ATTACKS","DIRECT WALLET ACCESS","ACCOUNT RECOVERY EXPLOITATION","ROGUE ACCESS POINTS","DNS HIJACKING","TWO-FACTOR AUTHENTICATION BYPASS","SESSION HIJACKING","ARP SPOOFING","MOBILE WALLET BREACH","BGP HIJACKING"],"landing.section4.attacks.info":"Explore the extensive wallet protection offered by Fairside. Our coverage ensures your assets are protected from a wide array of threats, providing peace of mind against:","landing.section5.title":"How much can I expect my claim to pay out?","landing.section5.subtitle":"Use our interactive simulator to estimate your claim details. Enter your desired coverage amount and potential loss amount to see key details of your claim.","landing.simulator.claimFee.subtitle":"{{claimFee}}% of Coverage Amount, paid when filing a claim","landing.simulator.personalResponsibilityAmount.subtitle":"{{percentage}}% of Total Loss Amount, to be deducted from Payout","landing.simulator.personalResponsibilityAmount.description":"Your Personal Responsibility Amount is a small portion of the loss that you're responsible for, ensuring shared commitment and helping to keep our system sustainable and fair for all members. The PRA (10% of your loss) is simply withheld from your payout and is not paid upfront.","landing.simulator.remainingCoverage.title":"Remaining Coverage for Future Claims","landing.simulator.remainingCoverage.subtitle":"Coverage Amount minus Total Payout","landing.simulator.summary.title":"Total Payout","landing.simulator.summary.subtitle":"Covered Loss Amount minus PRA, or full coverage amount if the loss exceeds coverage","landing.faq.scrollForMore":"Scroll for more","landing.faq.question1":"My wallet just got drained. I don't know how or why. What do I do now?","landing.faq.question2":"I just lost an NFT, an altcoin, and ETH. How is that value calculated?","landing.faq.question3":"I just received my payout and it's different than expected. What should I do?","landing.faq.question4":"What happens when I file a claim?","landing.faq.question5":"How much can I expect my plan to pay out?","landing.faq.question6":"How can I trust that Fairside will have the funds to pay out my claim?","landing.faq.question7":"Does the volatility of Fairside's token impact your ability to pay out claims?","landing.faq.question8":"Explain how the pricing, fees, and payouts works in three sentences.","landing.faq.question9":"What is the “Personal Responsibility Amount”?","landing.faq.question10":"How do you prevent fraud?","landing.faq.question11":"What is cost sharing? Is this insurance?","landing.faq.question12":"How do you value my NFTs? Do you take into account things like rarity or IP prominence?","landing.faq.question13":"Do I have to KYC?","landing.faq.question14":"Why is crypto theft so rampant?","landing.faq.question16":"Is Fairside safe?","landing.faq.question17":"How do I sign up for Fairside?","landing.faq.question18":"How quickly will I receive my payout?","landing.faq.question19":"Can I customize my coverage?","landing.faq.question20":"How is Fairside funded?","landing.faq.question21":"What makes Fairside different from traditional insurance companies?","landing.faq.question22":"Do you cover investments that go south, smart contract failure, or rug pulls?","landing.faq.question23":"How does Fairside ensure transparency?","landing.faq.question24":"What types of theft does Fairside cover?","landing.faq.question1.answer":"If you've suffered a wallet drain, immediately secure your remaining assets. Then, file a claim with Fairside by providing your wallet address, details of the incident, and the date of the loss. Our team will guide you through the process and ensure your claim is handled promptly.","landing.faq.question3.answer":"If you receive a payout that is more than expected, there's no need to return the excess amount. Occasionally, adjustments or additional assessments may result in higher payouts. This is part of our commitment to ensuring fair and accurate compensation. If your payout is less than expected, we're sorry it didn't meet your expectations! We have a robust system for valuations, but if you think we made a mistake, please file an appeal. Fair and accurate valuations are a core value of ours. Any additional information or evidence you provide will help us review your case promptly and thoroughly.","landing.faq.question7.answer":"Absolutely not! The volatility of Fairside's token does not impact our ability to pay out claims. Our token helps decentralize ownership and share rewards with our community when there's a surplus, but it has safeguards to prevent the pool from being fully drained, ensuring the integrity and availability of funds for members. If many people try to cash in their tokens at once, the system locks so that funds are available for valid claims. During this time, contributors can still trade their tokens on exchanges, and members can be confident that there are funds in our pool for claims.","landing.faq.question8.answer":"You pay an annual fee of 1.95% of your desired coverage amount for year-round theft protection. For example, if you want to cover $3,000 worth of crypto, your membership would cost $58.50. If your $3,000 is stolen, you can file a claim for $5.85 (10% of the membership cost), and if approved, you'll receive a payout minus the 10% Personal Responsibility Amount (resulting in a total payout of $2,700).","landing.faq.question10.answer":"Fairside employs numerous fraud prevention measures. Our internal investigations department has implemented rigorous guidelines for every claim, including on-chain analysis, risk analysis, identity verification, and personal interviews. We collaborate with trusted, top-tier security partners throughout the entire process.","landing.faq.question11.answer":"Fairside is an insurance replacement. Unlike traditional insurance, which involves a company assuming risk for a premium, Fairside uses a cost-sharing model. Members contribute to a capital pool, which is used to cover losses. This decentralized approach minimizes overhead and returns excess capital to members as yield.","landing.faq.question13.answer":"No, you do not need to complete KYC to sign up for Fairside. However, if you need to file a claim, you will be required to complete a quick KYC process through our partner, Synaps. Your KYC information is securely held by Synaps and is only accessed by us in cases of suspected fraud. This ensures the integrity of the claims process while protecting your privacy.","landing.faq.question14.answer":"The permissionless nature of blockchain technology means anyone can participate without needing permission from a central authority. While this promotes freedom and innovation, it also makes self-custody of assets vulnerable to theft. Coverage is necessary because, with self-custody, you are solely responsible for the security of your assets.","landing.faq.question18.answer":"At Fairside, our goal is to process and pay claims within 48 to 72 hours. For larger or more complex claims, it may take additional time to thoroughly assess the loss. Our priority is to provide you with the financial relief you deserve as quickly as possible. The speed of claim processing also depends on how promptly and accurately members submit the necessary information. We’re committed to supporting you in your time of need and ensuring a smooth, timely claims process.","landing.faq.question19.answer":"Yes, you can choose a coverage amount between 1-100 ETH, based on your needs.","landing.faq.question20.answer":"<0>Fairside is funded through membership fees and deposits to the CapitalPool:<1><1>Membership Fees: Users contribute membership fees, which provide the primary revenue to sustain the network and fund coverage payouts.<1>Capital Pool Deposits: The Capital Pool acts as a dynamic reserve, growing through member participation and the bonding curve mechanics. These deposits ensure the network can meet claims and scale sustainably.<0>This simple and efficient funding structure ensures that Fairside remains community-driven while maintaining the financial stability needed to provide comprehensive wallet coverage.","landing.faq.question22.answer":"Fairside primarily focuses on covering forms of theft that result in wallet draining. This includes protection against phishing attacks, social engineering, malicious transactions / signatures, address poisoning malware, and other threats that lead to the unauthorized removal of assets from your wallet. However, we do not cover losses related to bad investments, smart contract failures, or rug pulls. For a complete list of covered events, please refer to our coverage details.","landing.faq.question23.answer":"Every transaction and claim is recorded on the blockchain, providing complete transparency. Members can see how funds are used and trust that the system is fair and open.","landing.faq.question2.answer.intro":"We're really sorry to hear you lost these assets. Rest assured, you're in good hands, and we've built a system to prioritize accurate valuations. Here's how we calculate the value for each type of asset:","landing.faq.question2.answer.list1.title":"ETH and Altcoins:","landing.faq.question2.answer.list1.item1":"<0>ETH: The value of your ETH is straightforwardly calculated based on the market price at the time of loss.","landing.faq.question2.answer.list1.item2":"<0>Altcoins: Similarly, altcoins are valued based on their market price at the time of loss. On rare occasions, for altcoins with extremely low liquidity, we will evaluate them on a case-by-case basis to ensure a fair and accurate valuation.","landing.faq.question2.answer.list2.title":"NFTs:","landing.faq.question2.answer.list2.nested.list1.title":"For you:","landing.faq.question2.answer.list2.nested.list1.item1":"<0>Self-Report: You'll just need to fill out a self-report detailing the NFT's valuation at the time of loss. This gives you the chance to notify us of aspects that may affect its valuation- such as locked tokens, IP prominence, and rarity.","landing.faq.question2.answer.list2.nested.list2.title":"For us:","landing.faq.question2.answer.list2.nested.list2.item1":"<0>Appraisal Services: We gather data from three reputable NFT appraisal services","landing.faq.question2.answer.list2.nested.list2.item2":"<0>Internal Valuation: Our internal team conducts an independent valuation considering factors like floor price, standing offers, past sales, and rarity.","landing.faq.question2.answer.list2.nested.list2.item3":"<0>Comparison and Review: We compare the internal valuation with the data from appraisal services and your self-report to ensure accuracy.","landing.faq.question2.answer.list2.nested.list2.item4":"<0>Manual Review: A final manual review is conducted to confirm the valuation.","landing.faq.question2.answer.summary":"<0>If you disagree with the final NFT assessment, please file an appeal for a reassessment.<0>This process ensures that you receive a fair and accurate payout based on the current market conditions and comprehensive evaluations.","landing.faq.question4.answer.intro":"The claims process is straightforward:","landing.faq.question4.answer.list.item1":"<0>File a Claim: Submit your affected wallet address, transaction hashes where loss occurred, details of the loss event, and the date of the incident.","landing.faq.question4.answer.list.item2":"<0>Pay a Claim Fee: A nominal fee (as low as 0.00195 ETH) kick-starts the process.","landing.faq.question4.answer.list.item3":"<0>Complete KYC: Quick KYC process through our verification partner, Synaps.","landing.faq.question4.answer.list.item4":"<0>Wallet Screening: Utilizing Elliptic's advanced relation and risk evaluation engine, Fairside investigators conduct an initial risk assessment.","landing.faq.question4.answer.list.item5":"<0>Intelligence Collaboration: Fairside engages with trusted third parties, such as SEAL-ISAC, to compare blockchain and public information.","landing.faq.question4.answer.list.item6":"<0>Governance Review: Fairside's core governance team receives a report from the investigations team (which does not include your personal details or KYC information) and makes a determination.","landing.faq.question4.answer.list.item7":"<0>Payout: Upon approval, you receive your payout.","landing.faq.question4.answer.summary":"<0>For more information on Claims, refer to our <1>GitBook","landing.faq.question5.answer.intro":"When you file a claim, you pay a nominal claim fee of 10% of the cost of your membership fee (.00195 ETH - .195 ETH depending on your membership plan). If your claim is approved, you'll receive a payout minus a 10% Personal Responsibility Amount. If your losses exceed your coverage plan by more than 10%, the Personal Responsibility Amount is fully waived, and you receive a payout for 100% of your plan.","landing.faq.question5.answer.table.heading":"Here's how it works in three scenarios:","landing.faq.question5.answer.summary":"*Since the individual lost more than their coverage amount, their personal responsibility amount is fulfilled, resulting in a full payout for their coverage membership.","landing.faq.question5.answer.table.row1.title":"Coverage Plan","landing.faq.question5.answer.table.row2.title":"Total Loss","landing.faq.question5.answer.table.row3.title":"Claim fee ({{percentage}}% membership fee)","landing.faq.question5.answer.table.row4.title":"Personal Responsibility Amount ({{percentage}}% of total losses)","landing.faq.question5.answer.table.row5.title":"Remaining Coverage for Future Claims","landing.faq.question5.answer.table.row6.title":"Total Payout","landing.faq.question6.answer":"<0>Fairside utilizes proven risk management principles from the traditional insurance industry to enhance efficiency and ensure lasting sustainability<0>By covering isolated events within a globally diversified framework, we reduce risk correlation, which is essential for a robust and resilient coverage model. Despite our system's strong fundamentals, there is still a nonzero probability, as with many traditional insurers, that the funds held could deplete beyond our ability to share in losses. Although this scenario is unlikely, it is a potential risk.","landing.faq.question9.answer.intro":"At Fairside, we believe in a community-driven approach to coverage, which includes a Personal Responsibility Amount. Unlike traditional models that can have high fees and complex processes, we've adopted a straightforward model to ensure fairness and sustainability. The Personal Responsibility Amount is deducted from your payout, not your coverage, reflecting your involvement in the incident while maintaining a robust fund for everyone's benefit. This means we cover 90% of your loss, ensuring you get the support you need.","landing.faq.question9.answer.list.title":"Key Features of this Approach:","landing.faq.question9.answer.list.item1":"<0>Retain Your Coverage: Fairside covers 90% of your loss, with the Personal Responsibility Amount deducted from your payout, not your coverage. This ensures you still have 10% coverage available in your membership for future claims.","landing.faq.question9.answer.list.item2":"<0>Full Payout for Major Losses: If your total losses exceed your membership plan by more than 10%, your Personal Responsibility Amount is considered fulfilled, and you receive a full payout for your membership plan.","landing.faq.question9.answer.summary":"This approach fosters a fair and transparent system, supporting the community while ensuring affordable, sustainable, and comprehensive coverage.","landing.faq.question12.answer.intro":"Yes, we do! We understand valuing NFTs are a complex process, so we've built a robust, multi-pronged system to ensure our community receives fair and accurate payouts:","landing.faq.question12.answer.list.item1":"<0>User Input: Users provide insights on unique attributes of their NFTs, including rarity, IP prominence, and other relevant features.","landing.faq.question12.answer.list.item2":"<0>External Appraisals: Aggregated from reputable NFT appraisal services.","landing.faq.question12.answer.list.item3":"<0>Internal Valuation: Based on factors like floor price, standing offers, past sales, and rarity.","landing.faq.question12.answer.list.item4":"<0>Cross-Reference: All valuations are compared and reviewed for accuracy.","landing.faq.question12.answer.list.item5":"<0>Appeals: If you disagree with our valuation, you can appeal for a reassessment.","landing.faq.question16.answer":"<0>Fairside takes security very seriously. We have conducted smart contract audits with independent security experts, Sherlock.xyz and Consensys Diligence, while Vulnerability Assessment Penetration Testing (VAPT) testing has been managed by Chainthreat. You can find our Consensys Diligence Audits in our <1>GitBook","landing.faq.question17.answer.intro":"<0>Signing up is simple:","landing.faq.question17.answer.list.item1":"<0>Select Coverage Amount: Decide how much coverage you need (1-100 ETH).","landing.faq.question17.answer.list.item2":"<0>Register Wallet Addresses: Add the addresses you want to be covered.","landing.faq.question17.answer.list.item3":"<0>Make Payment: Pay the membership fee in ETH.","landing.faq.question21.answer.list.item1":"<0>Low Fees: One-time fee of 1.95% for year-round coverage.","landing.faq.question21.answer.list.item2":"<0>Swift Payouts:Claims paid out within days, not months.","landing.faq.question21.answer.list.item3":"<0>Comprehensive Coverage:Includes NFTs, RWAs, ETH, and more.","landing.faq.question21.answer.list.item4":"<0>Transparent Processes:Clear and open claim handling.","landing.faq.question21.answer.list.item5":"<0>Community-Driven: Excess capital benefit the community rather than executives.","landing.faq.question24.answer.intro":"<0>Fairside covers wallet draining. There are various forms of \"delivery methods\" that are used to steal user's funds, generally a form of Phishing or Social Engineering trick a user into giving up sensitive information or taking an action that results in a loss. The 3 most common forms of wallet draining are:","landing.faq.question24.answer.categories":"<0>Malicious transactions and/or signatures<0>Address Poisoning<0>Private key or seed phrase compromise (malware)","landing.faq.question24.answer.summary":"<0>Malware coverage only applies to memberships of 15 ETH and above<1>These scams may vary in how they appear to users — this section breaks down the methods associated with these types of theft to help our users determine if their loss will be covered.<1>These covered events focus primarily on scams that target the Ethereum and EVM based chains that Fairside covers, but can also take place on the other platforms we support.<3>For complete information on our coverage refer to our <1>GitBook","landing.faq.question25":"How many wallets does my membership cover?","landing.faq.question25.answer":"Each membership can add up to a maximum of 10 wallets to their account.","landing.section7.title":"Built by Experts","landing.section7.subtitle":"Fairside unites seasoned entrepreneurs with deep expertise in insurance, finance, and technology. We're leveraging this unique expertise to build the new standard in crypto asset protection.","landing.section7.department.leadership":"Leadership","landing.section7.department.engineering":"Engineering","landing.section7.department.designDirector":"Design Director","landing.section7.department.creativeDirector":"Creative Director & Strategy","landing.section7.member.cta":"Read Bio","landing.section7.modal.title":"About {{name}}","landing.section7.modal.leadership1.bio":"Brandon is an accomplished insurance industry veteran with over 14 years of experience managing risk. As a founder and leader, he has successfully guided companies into the top 1% of all U.S. brokers and agencies by revenue. His expertise spans both traditional insurance and the evolving world of cryptocurrency, a combination that uniquely positioned him to co-found Fairside, where he continues to drive innovation and growth in the sector.","landing.section7.modal.leardership2.bio":"Andrew Hogue is a product designer and entrepreneur with a passion for creating innovative solutions to complex problems. He has a background in design and technology and has worked with startups and Fortune 500 companies to create user-centered products. Andrew is dedicated to building products that are intuitive, beautiful, and easy to use.","landing.section7.modal.leadership3.bio":"Charles Smith is a seasoned entrepreneur and investor with a background in finance and technology. He has a passion for building products that solve real-world problems and has a proven track record of building successful businesses. Charles is a visionary leader who is dedicated to creating a more secure and transparent financial system for all.","landing.section7.modal.cto.bio":"Pepe Blasco is a technology enthusiast who currently serves as the Tech Honcho at Fairside, a company focused on the development of Personal Wallet Protection solutions. He has specialized knowledge in Blockchain, Big Data, and the architecture of applications utilizing these technologies. At Fairside, his role includes growing the tech team, coordinating development, and acting as a connection between top management and the developers, ensuring smooth development and delivery of solutions.","landing.section8.title":"Auditors","landing.section8.auditors.consensys.description":"Comprehensive audit from an industry-leading blockchain security firm.","landing.section8.auditors.gaslite.description":"Gas optimization audit to maximize gas efficiency.","landing.section8.auditors.sherlock.description":"Crowdsourced incentivized audit conducted by a distributed network of auditors.","landing.section8.auditors.hackerone.description":"Bug bounty programs help to ensure live bugs are reported rather than exploited.","landing.section8.securityPartners.title":"Additional Security Partners","landing.section8.securityPartners.naxo.roles":["Lead assessor for personal wallet theft claims.","Supports members with account recovery and security advisory.","Conducted VAPT: Comprehensive testing of Fairside’s security, ensuring robust vulnerability assessment and penetration testing to safeguard our community."],"landing.section8.securityPartners.chainalysis.roles":["Offers powerful investigation and risk management tools to track stolen funds.","Ensures compliance to block blacklisted addresses and prevent illicit acts.","Provides proactive incident response."],"landing.section9.title":"Investors","footer.links.workWithUs":"WORK WITH US","footer.links.team":"TEAM","footer.links.faq":"FAQ","header.links.membership":"Membership","header.links.token":"Token","header.links.vision":"Our Vision","header.links.blog":"Blog","header.links.docs":"Docs","common.cta":"Get Covered Now","common.claimFee":"Claim Fee","common.coverageAmount":"Coverage Amount","common.totalLossAmount":"Total Loss Amount","common.currency":"Currency","common.faqs":"FAQs","common.blog":"Blog","common.readMore":"Read More","common.personalResponsibilityAmount":"Personal Responsibility Amount","contributors.section1.title":"Become a Contributor","contributors.section1.subtitle":"Share Risk, Share Rewards","contributors.section1.problemStatement":"<0>Crypto Has a Big Problem.<1>Millions of crypto users are vulnerable to theft.<1>With a single misclick, one's life savings can be lost forever, leaving victims with no recourse or way to rebuild.","contributors.section1.problemStatement.solution":"<0>This devastating problem now has a groundbreaking solution: <2>Community Aligned Theft Coverage.<1>It's all made possible by a first of its kind Consumer Protection Token, $FAIR, <1>allowing anyone in the world to participate in and benefit from its success.","contributors.section1.getStarted.title":"Getting started is easy","contributors.section1.getStarted.steps":[{"title":"Deposit ETH","description":"Contribute to the capital pool by depositing ETH."},{"title":"Receive $FAIR","description":"Get $FAIR tokens in return, representing your part in the pool."},{"title":"Start Earning","description":"Connect your wallet to our dashboard to start earning rewards."}],"contributors.section1.breakitdown.title":"Let's break it down","contributors.section1.breakitdown.item1.title":"Community Aligned Theft Coverage","contributors.section1.breakitdown.item1.description":"By contributing into the capital pool, you join a worldwide community pooling resources together for the common good in exchange for a part ownership in its potential growth, and real yield from the product adoption.","contributors.section1.fundAndGrowth.title":"Fund Growth and Adaptability","contributors.section1.fundAndGrowth.description":"This capital pool is built to be dynamic and responsive. It grows with new contributions and membership sign-ups and becomes smaller with withdrawals and payouts. The fund's adaptability, uplifted by dynamic incentives (fluctuating monthly rewards) and robust risk modeling from the traditional insurance industry, provides resilience and long-term sustainability.","contributors.section1.lifeSaverSection.title":"Web3's Lifesaver","contributors.section1.lifeSaverSection.description":"Millions of everyday crypto users around the globe can now sign up for memberships, and be made whole once again if they experience theft. In such cases, they can file a claim and be compensated.","contributors.section2.membership.title":"Membership Fees","contributors.section2.membership.description":"Receiving this comprehensive coverage requires an annual fee, which helps the pool grow. More members mean a larger pool, increasing value for everyone. A portion of the capital from fees is returned directly to contributors as yield, rewarding their participation as contributors.","contributors.section2.poolResiliency.title":"THE POOL'S RESILIENCY","contributors.section2.poolResiliency.description":"Claims payouts and withdrawals are expected and planned for, drawing on traditional insurance risk mitigation strategies. Individual wallet thefts are isolated events, allowing the pool to absorb these losses without significant impact. As long as the pool maintains steady contributions and membership sign-ups, it remains robust and healthy.","contributors.section2.temporaryFreeze.firstText.title":"TEMPORARY FREEZE","contributors.section2.temporaryFreeze.firstText.description":"If the pool becomes too small due to higher than expected claims or significant withdrawals, the pool may reach a certain depth where withdrawals are temporarily frozen to ensure capital is available for membership claims. This mechanism protects the pool's integrity and long-term sustainability.","contributors.section2.temporaryFreeze.lastText.title":"ATTRACTING NEW CONTRIBUTORS","contributors.section2.temporaryFreeze.lastText.description":"However, when the pool decreases in size, incentives heighten to attract new contributors, encouraging growth and replenishment once again.","contributors.section3.title":"Introducing $FAIR","contributors.section3.subtitle":"When you <1>deposit ETH into the fund, you <1>receive $FAIR tokens. These tokens act as <1>receipts, representing your part in the capital pool. Think of it like a <1>variable I.O.U. — its value can go up or down depending on the pool's performance, and these tokens can be redeemed for ETH when the pool is unlocked. Meanwhile, you <1>earn rewards for simply holding.","contributors.section3.howitworks.title":"How Does $FAIR Work?","contributors.section3.howitworks.steps":[{"title":"Dynamic Value","description":"The value of $FAIR tokens changes based on the overall health and contributions to the pool."},{"title":"DEPOSIT ETH / RECEIVE $FAIR","description":"When you put ETH into the capital pool, you get $FAIR tokens in return."},{"title":"DEPOSIT $FAIR / RECEIVE ETH","description":"You can redeem your $FAIR tokens for ETH from the pool when it is unfrozen."},{"title":"Hold & Connect","description":"Simply hold $FAIR in your wallet, connect to our dashboard, and start earning for your participation. No lockup necessary."},{"title":"Monthly Rewards","description":"Earn ETH rewards from membership fees, distributed monthly."},{"title":"Temporary freeze","description":"If significant withdrawals and payouts occur simultaneously, a locking mechanism temporarily prevents direct redemption of $FAIR tokens for ETH from the pool. However, $FAIR tokens can still be traded on secondary markets during this time."},{"title":"Community Tribute","description":"A {{tributeFee}}% tribute is collected on all user withdrawals from the capital pool. This is converted to $FAIR and held in a community fund exclusively for future distribution to long-term holders"}],"contributors.faq.question1":"Why hold $FAIR?","contributors.faq.question2":"What makes $FAIR tokens go up or down in value?","contributors.faq.question3":"How does the bonding curve work?","contributors.faq.question4":"What is the Fshare%?","contributors.faq.question5":"Why does Fairside's capital efficiency matter?","contributors.faq.question6":"How does Fairside ensure sustainability?","contributors.faq.question7":"How does capital pool unlock?","contributors.faq.question8":"Why do the monthly rewards fluctuate?","contributors.faq.question1.answer.header":"<0>Real Yield<0>Flexibility<0>Community-Driven","contributors.faq.question1.answer.body":"<0>Earn rewards directly from the membership fees paid by users.<0>No need to lock your tokens; simply hold them in your wallet and stay connected to earn. <0>Participate in a decentralized system that returns value to contributors, unlike traditional centralized models.","contributors.faq.question2.answer.header":"<0>Factors That Increase $FAIR Value<0>Factors That Decrease $FAIR Value","contributors.faq.question2.answer.row1.col1":"<0>Deposits<1>More ETH deposited into the capital pool boosts the value of everyone's $FAIR tokens.","contributors.faq.question2.answer.row1.col2":"<0>Withdrawals<1>Significant withdrawals from the pool can decrease the value of $FAIR tokens.","contributors.faq.question2.answer.row2.col1":"<0>Membership Sign-ups<1>As more users sign up for coverage and pay membership fees, the value of $FAIR tokens increases. These membership fees contribute to the overall health and growth of the pool.","contributors.faq.question2.answer.row2.col2":"<0>Claim Payouts<1>When claims are paid out, the pool decreases slightly, but our system handles these efficiently to ensure stability.","contributors.faq.question3.answer":"Fairside uses a bonding curve for its token issuance to support our coverage products. This allows us to predict token prices based on the amount of ETH in the capital pool and the Fshare% ensuring the system can self-regulate its solvency. When you deposit ETH, you receive $FAIR tokens, and as memberships are sold, the revenue increases the value of these tokens. The bonding curve helps maintain the financial health of our community-driven ecosystem.","contributors.faq.question4.answer":"The Fshare% is a measure of the financial strength of the network. This ratio measures the minimum capital required against the total size of the fund. A ratio of 1 indicates proper funding. Ratios exceeding 1 indicate strong financial health. While ratios under 1 represent a capital need. This mechanism is used to maintain the system's economic stability through the $FAIR value.","contributors.faq.question5.answer":"Fairside's capital efficiency is a core strength. By covering isolated events within a globally distributed member base, we minimize risk correlation and maximize coverage efficiency. This efficiency allows us to offer higher yields compared to Web3 competitors, which often lack this diversification.","contributors.faq.question6.answer":"Fairside was designed based on the core principles of traditional insurance systems and replicated them on-chain. This unique approach positions Fairside with proven fundamentals to effectively manage coverage for our community. Fairside maintains funds to cover claims within the Fshare%, ensuring stability. If many people try to cash in their $FAIR tokens at once, the system locks to ensure there are enough funds for claims. During this time, you can still trade $FAIR tokens on exchanges.","contributors.faq.question7.answer":"The capital pool will unlock when the Fshare% is equal to or greater than 1. This is achieved through new contributions to the fund. When the Fshare% is low, the incentive to stay/recapitalize the pool increases as the rewards go up.","contributors.faq.question8.answer.header":"<0>Low Fund Balance<0>High Fund Balance","contributors.faq.question8.answer.body":"<0>When the pool is lower, the rewards tend to be higher to attract more contributions and stabilize the pool.<0>When the pool is higher, the rewards tend to be lower because the pool is well-capitalized and requires less incentive to attract more contributions.","vision.section1.title":"<0>Consumer Protection<1>for the <1>'Future of Finance'","vision.section1.story.alex":"<0>If you're getting into crypto, hit up Alex. He's been in since 2011, a true OG. You're going to learn pretty quick that the man is super passionate about something called “good wallet hygiene”. Crypto came up over dinner last week, and somehow it ended with him screaming at a server about not storing seed phrases digitally. It was weird. Some people left the restaurant. We like Alex, though, he's cool, he's just... Passionate.<0>This morning, his world shattered.<0>His eyes are still fixed on the screen; hands trembling. Alex had 3.6 million dollars. And now, it's gone. Gone, gone. He fell for a targeted, sophisticated attack, and, well, that's pretty much that.<0>While Alex grapples with his new reality...","vision.section1.story.emma.part1":"<0>Emma, on the other side of the country, downloads Metamask for the first time.<0>Emma never thought she'd be into crypto. The 2008 crisis wiped out her family, and 'investing' always felt like a rich person's game. “Memecoins”? Obvious scam.<0>But then she stumbled onto some videos about the concept of decentralization, about crypto as being “money for the people.” For the first time in years, Emma felt a spark of possibility.<0>Maybe the system wasn't rigged against her after all..","vision.section1.story.emma.part2":"<0>One YouTube tutorial later, she's setting up a wallet.<0>Her hands shake as she transfers $740 - nearly all she's managed to save up.<0>She doesn't know it yet, but the money has already left her wallet.","vision.section2.story.emma.part3":"<0>At first, she thinks there's a glitch. But after a few frantic posts on X, she'll realize that she's downloaded a fake wallet app directly from the Chrome store.<1><0>And...<0>There's...<0>Pretty much nothing she can do.<2>Her post receives some condolences, but trolls ridicule her, bots try to scam her again, and Alex watches as his fellow hardened OGs tell her...<3><0>this is part of the learning process<1><0/><4>Welcome to the 'future of finance', Emma!","vision.section2.title":"<0>THE HARSH REALITY","vision.section2.harshReality.block1":"<0>Blockchain's financial liberation comes with an overlooked cost. The fundamental pillars - no intermediaries, trustlessness, and anonymity - are double-edged swords, ruthlessly exploited by bad actors.<1>Adopters are tasked to act as their own banks, security experts, and risk managers - an unprecedented burden that many are ill-equipped to handle. Even those with years of experience aren't immune to catastrophic loss.<2>This new frontier lacks even basic consumer protection - a critical component for any thriving economy. In a world where a misclick can mean irretrievable financial ruin, no one is truly safe.<3><0>So, what do we do?<1>Traditional insurance seems an obvious answer. But in a world built on decentralization and transparency, it's a relic of the past we're trying to leave behind.","vision.section2.harshReality.block2":"<0>Centralized control. Opaque decision-making. High overheads. Shareholder interests trumping policyholder needs. It's a system bogged down by inefficiencies and widespread distrust, viewed more as a necessary evil than a valuable safeguard.<1>Applying this model to crypto is fundamentally misaligned with the principles of Web3. The inefficiencies, lack of transparency, and misaligned incentives of the industry do not fit with the values of efficiency, transparency, and decentralization that drive the crypto ecosystem.<2>We deserve something better.<3>What does consumer protection look like in this new 'future of finance'? How do we build a solution that's fundamentally different? One that aligns with Web3's core tenets, avoids traditional insurance pitfalls, and heals the fractured ground between protector and protected?","vision.section2.harshReality.solution":"<0>What if we told you the solution lies in our past...and our future?","vision.section2.subsection.title":"<0>THE ROOTS","vision.section2.subsection.details":"<0>It's 1786 in Lancaster County, Pennsylvania. Johann, a German immigrant farmer, watches helplessly as hail destroys his wheat crop.<1>In any other year, this would mean financial ruin. But this year's different. Johann's part of something new - a 'mutual aid society'. Johann joined after a wake up call when his cousin lost everything to a drought last year.<0>The society, created by a group of farmers, is simple yet powerful: everyone pools a portion of their harvest earnings annually. When disaster strikes one of them, they all chip in to help.<0>These farmers, mostly strangers to one another, are bound by the inherent risks of their profession. Now, as Johann faces crop failure, the society steps in.","vision.section3.intro":"<0><0>This isn't charity - it's a social contract to have each other's back. A mutual understanding that, well, “it could've just as easily been me.”<0>This decentralized mutual aid society laid the groundwork for what we now know as traditional, centralized, regulated insurance.<0> And somewhere along the way, they lost the plot. <0>Big time.","vision.section3.title":"<0>THE BROKEN SYSTEM","vision.section3.story.sarah":"<0>Meet Sarah, a small bookstore owner in Chicago.<0>For years, she's diligently paid her insurance premiums, viewing them as a safety net for her business.<0>One day, Sarah's premiums suddenly skyrocket.<0>The reason? A vague letter full of jargon about \"market conditions\" and \"risk reassessments.\" To Sarah, it feels arbitrary, as if someone's spinning a wheel to decide her fate.<0>When a burst pipe floods her store, Sarah's confident her safety net will catch her.<0>It doesn't.<0>Her claim is partially denied due to fine print she never understood. Sarah's left in the dark, her livelihood hanging in the balance.","vision.section3.story.michael":"<0>On the other end of the line is Michael, an insurance adjuster in Omaha who's never set foot in Sarah's bookstore. He sees the problem with Sarah's claim immediately, but his hands are tied. He can't explain that her rates increased due to hurricane payouts in Florida, or that her coverage was quietly reduced at renewal to recoup those losses.<0>Trapped between helping people and meeting shareholder expectations, Michael watches as distant boardrooms make decisions that shatter livelihoods.","vision.section3.dilemma":"<0>This is the centralization dilemma.<1>A black box where critical decisions are made, far removed from those they affect. Sarah has no voice in policies impacting her business. Michael's role shifts from helper to corporate cog.<1>The result? A fractured trust between protector and protected.<1>A system so opaque that neither Sarah nor Michael fully understand why things work the way they do.","vision.section3.alternativeFair.title":"<0>THE FAIR ALTERNATIVE","vision.section3.alternativeFair.intro":"<0>Traditional insurance is broken.<0>Losing your life savings from a misclick is unacceptable.","vision.section3.alternativeFair.enterFairside":"<0>Enter Fairside: Where financial freedom includes peace of mind.<1>We're doing more than updating an old system--we're building something better. Fairside combines the best of both worlds--merging decades of battle-tested risk modeling from traditional insurance with the transparency, community alignment, and efficiencies of Web3.","vision.section3.alternativeFair.ourApproach":"<0>Our Approach:<1>“Transparency” isn't a word—it's code. Community members are rewarded, not faceless shareholders. Security and autonomy coexist, tailored for Web3 realities.","vision.section3.alternativeFair.choseYourRole":"<0>Choose Your Role:<1>Join us in redefining the future of consumer protection","vision.section3.alternativeFair.members":"<0>Members:<1>Your self custodial crypto journey, protected.","vision.section3.alternativeFair.contributors":"<0>Contributors:<1>Share risk, share rewards, retain your autonomy.","vision.section3.alternativeFair.distributors":"<0>Distributors:<1>Earn equitably for referrals, all transparently tracked on-chain.","vision.section3.alternativeFair.fairsideLevels":"<0>Fairside levels the playing field--join any or all sides of the equation.","vision.section3.alternativeFair.trueCommunityAlignment":"<0>True Community Alignment<1>Our success is - quite literally - yours. Every decision, vote, and claim— on-chain for all to scrutinize. Our decentralized security council ensures we stay rooted in crypto realities. We're fostering a culture where contributors champion claim payouts, knowing that each satisfied member strengthens our ecosystem. Join us in redefining the future of consumer protection.","vision.section3.imaginationWorld.title":"<0>IMAGINE A WORLD WHERE...","vision.section3.imaginationWorld.michael.title":"You help people again, unburdened by corporate red tape and bloated overheads.","vision.section3.imaginationWorld.michael.subtitle":"You're rewarded for upholding system integrity, not meeting quotas.","vision.section3.imaginationWorld.johann.title":"You see the spirit of mutual aid not just survive, but thrive in the digital age.","vision.section3.imaginationWorld.johann.subtitle":"Your shared risk means shared rewards.","vision.section3.imaginationWorld.emma.title":"Your first steps in crypto have a safety net.","vision.section3.imaginationWorld.emma.subtitle":"You learn, earn, and grow within a supportive community.","vision.section3.imaginationWorld.alex.title":"You witness every claim decision, transparently recorded on-chain.","vision.section3.imaginationWorld.alex.subtitle":"Your voice directly impacts changes through on-chain voting.","vision.section3.imaginationWorld.sarah.title":"You champion self-custody without the sleepless nights.","vision.section3.imaginationWorld.sarah.subtitle":"Your expertise shapes the future of protection through governance.","vision.section4.intro":"<0>Join us in upending the insurance industry for the age of decentralization.<0>Let's build the peer-to-peer safety net we've always needed, but never had.<0>It's what Web3 demands and deserves.","vision.section4.welcome":"<0>Welcome to <1/>","vision.section4.constellation.intro":"<0>Oh and there's a whole lot more <0>We've been dreaming about...","blog.header.title":"<0>Insights, announcements, and updates from Fairside.","blog.header.subtitle":"<0>Stay informed, educated, and empowered with our latest articles, guides, and announcements.","blog.detail.headlines.title":"On this page","blog.detail.headlines.share":"Share this article:","section2.testimonials.title":"Testimonials","section3.whyGetCovered.title":"Why Get Covered?","banner":"⚡️ NOW LIVE: Protect your crypto from theft for just 1.95% annually. 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